Getting a used car loan depends on your credit score. Most lenders look for scores above 600 for standard loans. If your score is between 500 and 600, you can still get financing, but you might have fewer choices. The good news is that many dealers work with different lenders to help buyers in Philadelphia find the right loan.
Your credit score affects your loan terms. Higher scores usually mean better interest rates. Before you shop for a used car, it's smart to get pre-qualified. This shows you what loans you qualify for without hurting your credit. Naryan Auto Group works with buyers who have different credit scores.
Don't let credit worries stop you from getting a reliable used car. Many people around Frankford Ave have found financing that works for their budget. The key is knowing your options and working with a dealership that understands your needs. Start by checking your credit score and talking to our financing specialists about your situation.